Sustaining injuries while at work can be a life-changing experience that may leave you with multiple bills to pay and loss of income. However, seeking compensation for your work-related injuries through filing administrative claims can help you recover the compensation you deserve. Here are the steps you should follow when filing administrative claims for personal injury caused by a workplace accident.
Table of Contents
Report The Accident To Your Employer
If you are involved in an accident at work, the first thing you should do is to report the accident to your employer or supervisor. Give them a detailed report of what happened, including how the injury occurred, the time and place, and the extent of your injuries.
By reporting the accident, you will create an official record of the event, which may be required when filing a claim. Reporting the accident promptly will also enable your employer to take appropriate steps to remedy the situation and ensure that other workers do not get injured.
Seek Medical Attention
If you have been injured in a workplace accident, it is essential to seek medical attention immediately. Delaying or avoiding medical care may make your injuries worse, and you may be liable for any additional medical costs incurred due to your negligence.
Getting medical attention will also create medical records of your condition, which may be useful when filing a claim. Ensure you keep all medical documents regarding your injury to facilitate the claim process.
File A Claim With The Appropriate Agency
After seeking medical attention and reporting the accident to your employer, the next step is to file a claim with the administrative agency responsible for processing workers’ compensation claims. The agency may vary depending on your state, and your employer will provide you with the required information to file a claim.
When filing a claim, provide all the necessary details and supporting documentation of your injuries and damages. Ensure you provide the exact details of the accident, the extent of injuries, and any costs incurred, such as medical costs, lost wages, and other related expenses.
Attend Any Medical Exams
The insurance agency may require you to undergo a medical exam conducted by a physician nominated by the insurance company. These medical exams are done to determine the extent of your injuries and to provide recommendations regarding treatment.
You must attend these medical exams, as failure to do so may impact your claim negatively. The report of the medical exam conducted will be included in the evidence considered when determining the compensation you deserve.
Wait For A Decision
After filing a claim, the administrative agency in charge will investigate your case and make a decision. It is essential to note that the decision may take time, depending on the complexity of the case and the number of claims the agency is handling.
Once the decision is made, an agency representative will contact you and provide a detailed report on the compensation you may be entitled to. Ensure you get legal advice before signing any documents from the agency.
Consider Seeking Legal Advice
Navigating the administrative claims process for workplace injuries can be challenging, and it may be best to seek legal advice to represent you. A qualified attorney will guide you through the process, ensure that you get proper medical attention, determine the value of your claims, and negotiate with the insurance company on your behalf.
An attorney will also represent you in court if the administrative agency denies your claim or if you need to pursue additional compensation.
Conclusion
Filing administrative claims for personal injury caused by a workplace accident can be a daunting task. However, following the above steps will help navigate the process smoothly, and help ensure that you receive the compensation you deserve. Remember, seeking medical attention immediately, reporting the accident to your employer, and hiring a legal representative may increase your chances of making a successful claim.