Cycling is an excellent way to keep fit, reduce traffic congestion, and reduce environmental impact. However, cyclists are particularly vulnerable on the road, and this can cause serious accidents. According to the Washington State Department of Transportation, cyclists are more likely to suffer injuries or fatalities in a vehicle accident compared to other roadway users. This is why Washington State has put in place laws to protect cyclists.
Here’s what you need to know about Washington bicycle accident laws:
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Bicycle Laws
Washington State has specific laws that govern bicyclists’ rights and responsibilities. For example, all cyclists must obey traffic rules, signal turns, and use lights at night or when visibility is poor. Cyclists must also give right of way to pedestrians at crosswalks and walkways.
However, it’s not only cyclists who must follow these rules; motorists are required to give space to cyclists, follow speed limits, and yield right of way to cyclists when necessary. Motorists must use caution when approaching or passing cyclists on the road and, if necessary, provide a minimum distance of at least three feet when passing.
Failing to adhere to these laws can result in a traffic citation or worse, an accident.
Liability in Bicycle Accidents
If a cyclist is involved in an accident, determining who is at fault can be a complicated process. Often, multiple parties share responsibility for the accident.
In Washington State, a comparative fault system is used to determine liability. This system means that if both parties share fault in an accident, any damages awarded to the victim will be reduced by their percentage of fault. For example, if a cyclist is found to be 30% at fault for an accident, they will receive only 70% of whatever damages are awarded.
Insurance Coverage
Washington State does not require cyclists to have liability insurance. However, if a cyclist is involved in an accident with a motor vehicle, the motorist’s auto insurance policy usually covers damages.
In some cases, cyclists may have their own insurance policies that provide coverage. For example, homeowners or renter’s insurance policies may provide liability coverage if a cyclist is involved in an accident with another person on their property.
Personal Injury Protection (PIP)
Washington State requires all drivers to have personal injury protection (PIP) insurance. This insurance coverage can help cover medical expenses and lost wages regardless of who was at fault for the accident. Importantly, PIP insurance also covers cyclists injured in an accident with a motor vehicle.
Statute of Limitations
If a cyclist is involved in an accident, they have a limited amount of time to file a lawsuit against the at-fault party. This time limit is known as the statute of limitations. In Washington State, the statute of limitations for personal injury cases, including bicycle accidents, is three years from the date of the accident.
Conclusion
Washington State has several laws in place to protect cyclists. Cyclists and motorists are required to follow traffic rules, and both parties are responsible for ensuring safety when sharing the road. In the event of an accident, it is essential to determine liability, determine insurance coverage, and time limits for filing a lawsuit. By recognizing and adhering to these laws, cyclists and motorists can help reduce the risk of accidents and ensure the safety of everyone on the road.