If you have been injured in an accident in Minnesota, you may be entitled to compensation for your injuries. However, the process of filing a personal injury claim can be complex and overwhelming for those who are not familiar with the legal system. Here are some important things to know about personal injury claims in Minnesota.
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Statute of Limitations
One of the most important things to understand is that there is a statute of limitations for personal injury claims in Minnesota. This means that there is a limited amount of time in which you can file a claim. In Minnesota, the statute of limitations for personal injury claims is two years from the date of the accident. If you do not file your claim within this time frame, you may lose your right to seek compensation for your injuries.
Comparative Fault
Minnesota follows a modified comparative fault rule when it comes to personal injury claims. This means that if you are found to be partially at fault for the accident that caused your injuries, your compensation may be reduced proportionally. For example, if you are found to be 25% at fault for the accident and your total damages are $100,000, your compensation would be reduced by $25,000.
Types of Damages
In a personal injury claim, there are two main types of damages: economic and non-economic. Economic damages refer to things like medical expenses, lost wages, and property damage. Non-economic damages refer to things like pain and suffering, emotional distress, and loss of enjoyment of life. It is important to have documentation and evidence of your damages in order to maximize your compensation.
Insurance Requirements
In Minnesota, all drivers are required to carry liability insurance that covers at least $30,000 in bodily injury per person, $60,000 in bodily injury per accident, and $10,000 in property damage. If you are injured in a car accident, you may be able to file a claim with the other driver’s insurance company. If the other driver was uninsured or underinsured, you may be able to file a claim with your own insurance company.
Hiring a Personal Injury Lawyer
While it is possible to file a personal injury claim on your own, it is highly recommended to hire a personal injury lawyer. An experienced lawyer can help you navigate the legal system, negotiate with insurance companies, and maximize your compensation. Most personal injury lawyers work on a contingency fee basis, which means that they only get paid if you win your case.
Conclusion
If you have been injured in an accident in Minnesota, it is important to understand your rights and options. The process of filing a personal injury claim can be complex, but with the help of an experienced lawyer, you can increase your chances of getting the compensation you deserve. Remember to file your claim within the statute of limitations, document your damages, and consider hiring a lawyer to represent you.