Table of Contents
Introduction
If you get injured in an accident in Illinois, you need to know how to deal with insurance companies to receive a fair settlement. Insurance companies are profit-driven, and they will do anything to try and reduce the amount of money they have to pay out in a personal injury claim. Here are some tips on how to handle insurance companies in Illinois personal injury claims.
Do Not Speak To The Insurance Company Until You Have An Attorney
If you have been injured in an accident in Illinois, the first thing you need to do is to hire an experienced personal injury attorney. After you have hired an attorney, they will take over all communication with the insurance company. Your attorney will handle all negotiations with the insurance company, and they will work to get you the compensation you deserve.
Be Careful When Speaking With The Insurance Company
If for some reason you do speak with an insurance adjuster, be very careful about what you say. Do not give them any information beyond the basic facts of the accident. Do not admit fault or apologize for anything. Anything you say can be used against you later, so it is best to let your attorney handle all communication with the insurance company.
Do Not Rush Into A Settlement
Many insurance companies want to settle personal injury claims quickly, before the full extent of the injuries is known. They will often offer a low settlement amount, hoping that the injured person will accept it without fully understanding the long-term consequences of their injuries. It is important to remember that once you accept a settlement, you cannot go back and request more money later, even if your medical expenses increase. It is best to wait until you have completed all medical treatment and fully understand the extent of your injuries before settling your case.
Keep Detailed Records Of All Expenses
If you have been injured in an accident, keep detailed records of all expenses related to your injuries. This includes medical bills, lost wages, and any other expenses related to your injury. These records will be important later when you are negotiating with the insurance company. Your attorney will use these records to determine the amount of compensation you should receive.
Be Prepared To Take Your Case To Court
If the insurance company is not willing to offer a fair settlement, you may need to take your case to court. Your attorney will prepare your case and represent you in court. You should be prepared for the possibility of going to court, but also be prepared to accept a fair settlement if the insurance company is willing to provide one.
Conclusion
If you have been injured in an accident in Illinois, it is important to hire an experienced personal injury attorney. Your attorney will handle all communication with the insurance company and work to get you the compensation you deserve. Be careful when speaking with the insurance company and do not rush into a settlement. Keep detailed records of all expenses related to your injury and be prepared to take your case to court if necessary. Following these tips will help you handle insurance companies in Illinois personal injury claims.