Common Mistakes To Avoid In Illinois Personal Injury Claims

If you have sustained injuries due to someone’s negligence, you may have a personal injury claim in Illinois. However, pursuing a personal injury claim can be a complex and time-consuming process, and small mistakes can significantly affect your chances of getting a fair settlement. Here are some common mistakes to avoid when pursuing a personal injury claim in Illinois.

1. Failing to seek medical attention

Your health is the most important concern after an accident, and it is vital to seek medical attention immediately, even if you don’t think your injuries are severe. Delaying treatment might cause your condition to worsen and make it more challenging to link your injuries to the accident. Additionally, if you don’t seek medical attention promptly, the insurance company may argue that your injuries are not severe enough to warrant compensation.

2. Not reporting the accident

Most insurance policies require policyholders to report accidents within a specific timeframe, usually 24-72 hours. Failing to report the accident promptly can significantly limit your chances of obtaining compensation, and the insurance company may use your delay in reporting as a reason to deny your claim.

3. Speaking with the insurance company without an attorney

Insurance companies often reach out to accident victims to gather details about the accident or offer a settlement quickly. However, it would be best to avoid discussing the accident or accepting a settlement offer without consulting an experienced Illinois personal injury lawyer. Insurance companies’ primary goal is to minimize their liability, and they may use your statements against you to reduce your settlement amount or deny your claim.

4. Signing a settlement agreement without legal advice

If you receive a settlement offer, do not sign the agreement without first consulting an attorney. Once you sign the settlement agreement, you forfeit your right to pursue any further compensation, even if you later discover that you sustained additional injuries or that your injuries are more severe than you initially thought.

5. Failing to gather evidence

To obtain maximum compensation, it is essential to gather as much evidence as possible to link your injuries to the accident. This evidence may include photographs of the accident scene, medical records, police reports, and witness statements. Failing to obtain this evidence can significantly harm your case, and the insurance company may argue that you are not entitled to compensation due to a lack of evidence.

6. Delaying in filing a personal injury lawsuit

A personal injury lawsuit in Illinois must be filed within the statute of limitations, which is generally within two years of the date of the accident. If you fail to file a lawsuit within this timeframe, you may forfeit your right to pursue compensation entirely.

Conclusion

In Illinois, pursuing a personal injury claim can be complicated, and there are several common mistakes that you should avoid making. Seeking medical attention, reporting the accident promptly, speaking with an attorney, not signing a settlement agreement without legal advice, gathering evidence, and filing a personal injury lawsuit within the statute of limitations are all essential steps in securing maximum compensation for your injuries. Contact an experienced personal injury lawyer for legal advice and representation to ensure that you receive the maximum compensation for your injuries.

Scroll to Top